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Partnerships

Build with Karma’s self-custody banking rails.

Karma is highly selective about who we partner with. We work with a small number of fintechs, exchanges, wallets, payment providers, and brands that share our commitment to self-custody and clean execution. If your team is building something that fits, we would love to talk. Most inquiries do not lead to a formal partnership, and that is by design.

Who we partner with

  • Fintechs and neobanks looking to add self-custody crypto, stablecoin payouts, or on and off-ramps to their product.
  • Exchanges and wallets that want their users to spend balances with a real Visa card or send to bank rails.
  • Payment providers and merchants exploring stablecoin settlement or crypto-funded card programs.
  • Protocols and infrastructure teams integrating with the Karma Protocol or building on top of its rails.
  • Distribution partners communities, creators, and businesses with audiences who want a better way to hold and spend on-chain money.

Ways to work together

API and embedded integration

Plug Karma's wallet, off-ramp, or card features into your own product.

Co-marketing

Joint launches, content, and campaigns where there is a clear win for both audiences.

Referral and affiliate programs

Structured arrangements for partners who introduce active users to Karma, subject to a separate written agreement.

Strategic partnerships

Deeper commercial, technical, or regulatory arrangements.

Technical documentation, sandbox credentials, and integration details are shared directly with approved partners after a signed agreement. To start a conversation, get in touch below.

What we look for

  • A clear product and a real user base or pipeline.
  • Alignment with self-custody, transparency, and good user treatment.
  • A serious approach to compliance: KYC/AML, sanctions screening, and consumer protection where applicable.
  • A point of contact who can move things forward on your side.

Get in touch

Email team@karmapay.xyz with:

  • A short description of your company and product.
  • The integration or partnership type you have in mind.
  • Approximate audience size, geography, and timing.
  • A link to your website and any relevant docs.

We try to respond within a few business days. Higher-context emails get faster, better replies than one-liners.

Partnerships are evaluated case by case and we decline most inquiries. Nothing on this page creates any commitment or obligation on either side until a written agreement is signed.

Karma

The crypto super app. Trade, spend, and receive from one self-custodial balance.

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1. The Karma ICM Association is a non-profit under Swiss Civil Code Art. 60 ff. It stewards the Karma Protocol, including treasury and protocol fee oversight. The $KARMA token does not represent equity or claims on Karma Fintech LTD.

2. Karma Fintech is a financial technology company, not a bank. Banking services are provided by regulated banking partners.

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