About KarmaMoney that moves like the internet, and stays yours.
Karma started from a simple frustration. Moving between euros and crypto meant juggling a bank, an exchange, a card, and a wallet, and trusting every one of them with your money. We thought the whole thing should be a single app that you actually own.
For most people, getting on-chain still means handing money to a custodian, learning a new wallet, and bridging assets between networks before anything useful happens. The tools are powerful, but they were built for traders, not for the person who just wants their money to work.
We are building the opposite. Karma is one self-custodial app where you trade across Solana, Base, and beyond from a single stablecoin balance, spend it with a crypto card, and receive euros, dollars, and pounds through real account details. Fiat that lands in your account converts to stablecoins you control instantly, so you are never trusting us to hold it.
Around that core sits a social layer, because the best way to read the market is from people who are actually good at it. Share your thesis, grow a following, and follow traders whose performance is there on-chain for anyone to check.
Self-custody, always
Your keys, your coins. Karma never takes custody of your funds and never holds fiat on your behalf. Money you receive settles into stablecoins only you can move.
One balance, every chain
Trade Solana, Base, and beyond from a single stablecoin balance. No bridging, no wrapped tickers, no thinking about which network you are on.
Built to spend, not just hold
A crypto card and real account details in euros, dollars, and pounds, so your on-chain money works at the checkout and over a normal bank transfer.
Social by default
Post your thesis, grow a following, and follow traders whose track record is on-chain and verifiable. Conviction, not noise.
What you can do today
- Trade across chains from one unified balance
- Spend anywhere with a crypto card
- Receive euros, dollars, and pounds with real account details
- Onramp and offramp without leaving the app
- Follow profitable traders and share your own calls
The only crypto app you need
Download Karma and move between cash and crypto in minutes.